Housekeeping Checklist - the Secret to Staying on Top of the Clutter

Being organized is vital as you try to keep your household clean and in good running order. Just as businesses use checklists to make sure that things get done, you too can use one to make sure you stay ahead of the clutter in your home. A thorough checklist and calendar system can help keep you accountable to your chores, and give your family the nice home they deserve. These three tips will show you the importance of housekeeping checklists and the accountability they can foster.

Declutter Checklists. A good checklist should include every room of your house, and every major surface or item in the room that requires cleaning or straightening. You can create a separate checklist for each room, or a list for each type of room. For instance you could have one list for all your bathrooms, and another for all your bedrooms. You should also keep track of the supplies you use for the cleaning so you can buy more when your supply gets low.

Calendar System. There will be checklists that will need attention every single day, and others that will need completion only once a week or once a month. It is always a good idea to schedule your time for running your checklists, if you can. This allows you to control when and how long you work on the chores. Do not beat yourself up if you miss an appointment on your calendar, just pick up that checklist at the next available time you can fit it in.

Chore Charts. It is a wonderful idea to get your children involved in the chores from an early age. You can use a chore chart to both remind them of their chores, track their progress and reward them for good work. These values will help your children throughout the rest of their lives.

Approaching your housework in an organized manor will make it both more complete and easier in the long run. You do not have to create checklists like NASA or anything, just use them to remind you of all the items that need attention, and so that nothing is left out. These checklists will help you to stay accountable to yourself and your family, and help you provide them with the beautiful home you want them to have.

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Dun & Bradstreet Ratings

Dun and Bradstreet (D&B) ratings are like a good housekeeping sign of approval for businesses. D&B is probably the best known business reporting agency in the world and its ratings are coveted by businesses and examined closely by financial institutions and investors who want to know the financial health of any business. The D&B rating is prepared by an exhaustive examination of financial records, statements and dealings of the business with its customers, clients, investors and shareholders.

The D&B rating offers companies an opportunity to build their business credit, mitigate credit risks from other businesses, and ultimately improve their cash flow as well as the ability to enhance profit. D&B offers a number of other tools in addition to the basic D&B rating which allows businesses and financial institutions to make good decisions based on data and not just on guess work.

The D&B Rating measures a company's business credit rating against others in the same field as well as companies operating in different countries and different continents. The rating provides data on the net worth or equity of the business and then sorts these companies by the number of employees to reflect the overall creditworthiness of the business. It also measures both financial stability and the company's payment record, public filings, trade payments, business age, and other factors in order to produce the most comprehensive report on a company's creditworthiness that exists anywhere in the world.

Other subsidiary products that augment the D&B rating are the Paydex Score, the Financial Stress Score and the Commercial Credit Score. The Paydex Score is a report and score that evaluates the payment record of a business to its suppliers and vendors. The Financial Stress Score makes a prediction on the possibility of a company having to file for bankruptcy during the next year. The Commercial Stress Score evaluates the likelihood of a company making a late or delinquent payment during the next twelve months.

All of these additional information products still play second fiddle however to the D&B rating. This one rating can not only assist or prevent a business from receiving a business loan or an extension to a line of credit but can also cause investors to vanish or panic, suppliers to cease shipments & or vendors to refuse to stock products. In other words, keeping a good D&B rating is essential to the successful operation of any business. Many businesses, large and small have risen and fallen based on the D&B rating. Smart companies keep one eye on their balance sheet and the other on maintaining a good D&B rating.

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The Good Wife's Guide

This is a video spoof/rendition of "The Good Wife's Guide", that supposedly appeared in a 1955 issue of Housekeeping Monthly magazine. Urban legend, or real? Who cares? The video is still funny...

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